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Financing Powered by Wisetack

Pay Over Time.
Get It Fixed Now.

We've partnered with Wisetack to offer fast, transparent financing for plumbing and septic services. No prepayment penalties. No hidden fees. Decisions in seconds.

$500–$25k

Financing Range

0%

APR Available*

Seconds

Approval Time

No Impact

To Check Eligibility

Why Wisetack?

Wisetack is a consumer financing platform built specifically for home services — straightforward, fast, and fair.

Decisions in Seconds

Submit a short application and see up to 6 financing options almost instantly — available any time, day or night.

No Credit Impact to Check

Checking your eligibility uses a soft pull — your credit score is never affected just for seeing your options.

Clear Terms Upfront

See your exact monthly payment and total cost before you agree to anything. No surprises, no compounding interest.

No Fees, No Penalties

Zero origination fees, zero prepayment penalties. Pay it off early whenever you want without any extra charges.

Financing Plans

Wisetack shows you up to 6 personalised options. Here are the common plan types you may see.

Most Popular

0% APR Promotional

3-month term · For approved credit

  • Pay nothing extra if paid in full
  • Equal monthly payments
  • Example: $1,200 job = $400/mo for 3 months
  • Best for smaller, short-term financing needs

Your actual options depend on creditworthiness. All plans subject to approval.

Low Monthly Payments

12–60 month terms

  • Spread the cost over 1–5 years
  • Competitive fixed APR
  • Example: $1,200 job = ~$105/mo for 12 months at 8.9% APR
  • Best for larger projects or tighter monthly budgets

Your actual options depend on creditworthiness. All plans subject to approval.

Extended Terms

Up to 10 years for qualifying jobs

  • Lowest possible monthly payment
  • Available on jobs up to $25,000
  • Simple interest — no compounding
  • Best for major septic or repiping projects

Your actual options depend on creditworthiness. All plans subject to approval.

Payment Example

A $1,200 job could cost $400/month for 3 months at 0% APR, or ~$105/month for 12 months at 8.9% APR. Your actual rate and options are shown before you commit to anything.

How It Works

From estimate to approved — the whole process takes minutes.

1

Request an Estimate

Call us or submit a service request. We'll send you an estimate through HouseCall Pro.

2

Click the Wisetack Link

Your estimate or invoice includes a Wisetack financing link. Tap it on your phone or computer.

3

See Your Options

Enter some basic info. Wisetack shows up to 6 personalised plans in seconds — no credit impact.

4

Choose & Schedule

Pick the plan that fits your budget. We're paid in full within 1–3 days and you pay over time.

Common Questions

Answers about how Wisetack financing works.

More questions? Visit the Wisetack FAQ →

Get Started

Call us and we'll send your financing link right away.

The Wisetack link lives inside your HouseCall Pro estimate — so the fastest way to start is to call us, get your estimate, and tap the link. Done in minutes.

Call to Get Your Estimate 831.225.4344
  • We send your estimate via HouseCall Pro
  • Wisetack link included — one tap to apply
  • Up to 6 plan options shown in seconds
  • No impact to credit score to check

Prefer to reach out first?

Send us a message and we'll follow up to discuss your project and get your estimate sent over.

By submitting this form, I agree to the privacy policy .

* All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by their lending partners. For example, a $1,200 purchase could cost $104.89/month for 12 months based on an 8.9% APR, or $400/month for 3 months based on a 0% APR. Offers range from 0%–35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See full terms at wisetack.com/faqs.

Don't Let Cost Delay Your Repair

Call us, get your estimate, and tap the Wisetack link to see your financing options in seconds.